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The Co-operative Insurance: Home insurance can be complicated so The Co-operative Insurance has made it simple and is offering great discounts. You will get a 25% off your contents premium if you buy buildings and contents insurance together and if you buy online you will get guaranteed online discounts. Up to £500,000 rebuilding costs cover as standard under Buildings insurance Separate generous No Claim Discount scales of up to 30% for buildings and contents plus the option to protect.